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PERSONAL BANKING

Checking

At The Bank of South Carolina, our goal is to offer you the very highest level of service while establishing a long lasting relationship with you.

Personal Checking Account
  • Unlimited Check Writing
  • No maintenance fee when a $750.00 minimum or a $1500 average balance is maintained in the checking, or if a combination of $2500 minimum daily balance is maintained in Savings, Money market or Certificate of Deposit accounts.
  • No monthly service charge if account is enrolled in estatements.
  • Visa Check Card Available Upon Approval.
  • ESafe (on-line) banking Available
  • Overdraft Protection Available
Special Citizens Account
  • Must be at least 50 years of age
  • Unlimited Check Writing
  • Earns Interest at a competitive rate
  • Interest accrues daily, pays monthly
  • No minimum balance requirements
  • No monthly service charge
  • No charge for Basic Checks
  • No charge for the purchase of Cashier's Checks
  • Receive ½ off your first year's rent on a Safe Deposit Box
  • Visa Check Card Available Upon Approval
  • ESafe (on-line) banking Available
Student Checking Account
  • Must be a full time student
  • Unlimited Check Writing
  • No Minimum Balance requirements
  • Visa Check Card Available Upon Approval
  • ESafe (on-line) banking Available
  • Overdraft Protection Available
  • No monthly service charge if account is enrolled in estatements. 
NOW Account
  • Unlimited Check Writing
  • Earns Interest at a competitive rate
  • Interest accrues daily, pays monthly
  • No maintenance fee when a $2500.00 average balance is maintained in account.
  • If average balance is not maintained, a $15.00 fee is assessed
  • ESafe (on-line) banking Available
  • No monthly service charge if account is enrolled in estatements. 
Money Market Account
  • Limited to six debits (checks or ACH) per statement cycle
  • Unlimited In-Person withdrawals
  • Earns Interest at a competitive rate
  • Interest accrues daily, pays monthly
  • No maintenance fee when a $1000.00 average balance is maintained in account.
  • If average balance is not maintained, a $10.00 fee is assessed
  • ESafe (on-line) banking Available
  • No monthly service charge if account is enrolled in estatements.